We understand the challenges of buying a property, Let us help you every step of the way...
When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward, the rewards are unquestionable!
We will be at your side each step of the way and make the process of purchasing a home a bliss. We start by helping you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
We are well informed with the current homes on the market and neighborhood values as well, so we can determine which properties are fairly-priced and in good condition before you start your search.
YOUR FIRST STEP : THE THREE W's
Your first step to buying a home is to first answer the question: "Why you want to buy a home?" To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Next in the list is the "What kind of home you'd like?" and "Where you would like to be?" Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider the area (city, suburban neighborhood, country); the community (north, south, east, or west side); the neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work?
Think about home styles, How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell, so consider how long you expect to live in this particular home.
SECOND STEP: LOAN PRE-QUALIFICATION
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approvals.
THIRD STEP: FINDING THE RIGHT HOMES FOR YOU
Once you've been pre-qualified and know what price range you want, We can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. Think of it as the biggest and most updated real estate database in our area. We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.
We are here to help you every step of the way. We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.